Homeowners Best Tips for Roof Hail Damage
**A few curse words appear in this video so please be aware. This video shows how huge Colorado hail storms can be.
Homeowners have a lot of home checkups to perform after a severe hail storm. Hailstones can greatly damage shingles. Not only can it ruin the home aesthetically but when left un-repaired it can cause hundreds or even thousands of dollars’ worth of damage. Hail damage on the roof can pave the way to water leaking in roof decking and gradually seeping into interior ceilings, walls, and floors.
Early detection and repair are needed if homeowners want to prevent any damages from worsening. “How Much Does it Cost To Repair“? read the post to get further details. Here are some of the tips homeowners can do to prevent problems from developing, spot hail damage and filing insurance claims.
Homeowner’s Tip 1: Get a reputable insurance company
Getting comprehensive insurance might cost a little bit more but it is worth getting high quality coverage vs bargain coverage. Always consider the actual coverage limits before getting a policy. Read the terms carefully as it is really important in getting the right coverage for your home.
If you don’t have insurance yet, don’t go signing up with the first insurance company that knocks on your door. The best way to make your money count is to explore and compare several insurance companies and their coverage. You don’t want an insurance provider that will take ages to compensate you in the event of a loss.
Homeowner’s Tip 2: Inspect and look for damages on both the inside and outside of your house.
After a hail storm hits your home, inspect both the inside and outside of your home. Look for any leaks in the ceilings, dents on decks, siding, gutters, and driveways. If you can find damages in these places, chances are your roof suffered major damages as well. Check your roof and look for any circular dents, missing granules and small cracks called “roof blisters”. Having them check will let you describe in details the damages of hailstones in your roof to your insurance agent.
Homeowner’s Tip 3: Contact the National Weather Service to get an accurate hail storm report
Before contacting your insurance provider, gather all the facts first about the hailstorm. The agency can give you an accurate report about the hails stone size, speed, duration, and the severity of the storm. Getting the facts straight from them will give you an idea on how much damage was likely done to your home.
Homeowner’s Tip 4: Contact your insurance provider to inform them about your claim
Get your policy ready before contacting your insurance provider as they might need specific details about it. This will save you time and effort going back and forth while on the phone. Calling them first may give you an idea what to expect when they send out an adjuster to assess the damage and/or replacement cost.
Homeowner’s Tip 5: Find a trusty roofing contractor that you can depend on
In most cases, many “storm chasers” will call you and even turn up at your door right after a storm, offering some big discounts. Be cautious though, as most of them are unreliable. Instead, find a local reputable roofing contractor with years of experience handling such concerns. Look for contractors that were certified by the manufacturer of the materials they are going to install.
Homeowner’s Tip 6: Make sure your chosen roofing contractor can communicate well with your insurance provider
Some insurance providers may require you to have a consultation with a reputable roofing contractor. The roofing contractor can verify the extent of the damage and repair cost. If everything goes well, and the trusted contractor provided a well rounded off estimate of the repair cost, your insurance provider will let them do the job with a possible full reimbursement.