Hail is one of Mother Nature’s powerful event that can cause tremendous damage, particularly in your homes. Most people hire professionals to keep their roofs well maintained with regular inspections. For them, preparing for the inevitable is better than paying for a large sum of money due to hailstones damage.
But no matter how prepared you can be, a larger size hailstones can still destroy your property. The best you can do during this tragic event is to document the damage to get the most out of your homeowner’s insurance policy.
The trickiest part of the job is to on identify hail roof damage from the usual deterioration of your roof called wear and tear. Hailstones damage from your car, driveways, patio, and other belongings are pretty much straightforward. But proving hailstones damage on your roof is a daunting task. In every situation, it is best to keep your roof well maintained. This is to avoid early signs of deterioration that may cause leaks which your insurance provider cannot cover.
Most insurance companies are more than willing to pay for any repairs due to hailstorms. However, insurance companies need to verify the extent of the damages.
To file an insurance claim, you need to properly document the damage and show pieces of evidence of hailstones damage. Take pictures, videos, and illustration as it can help you explain the extent of hailstones damage in your home.
Here are some of the things that will definitely help you in getting your claim process.
Homeowners Tip 1: Check for Damaged Sidings
Hailstorms may land violently in all directions and might damage to the siding panels of your home. Check them for any dents, cracks, and other signs of hailstones impact. Before taking pictures, it might help you if you have a reference to the impact like putting a penny beside the damaged sidings for comparison.
Homeowners Tip 2: Look for Damaged in Metal Components of you home
Check for steel components and accessories on your roof since these are the most susceptible to hailstones. Look for any damages in:
valley on the roof
Most likely, hailstones will leave dents or dings in these parts and you might see the dimension of the hailstones that hit it.
Homeowners Tip 3: Check your Chimneys
One of the most exposed parts of your home are the chimney, make sure to thoroughly inspect these part and its components. You are looking for the dents with the same shape as the damage in the other metal parts of your home. Hailstones can also cause cracks to brick chimneys but with no weathered look.
Homeowners Tip 4: Inspect the Top part of your Metal Roof
Start with the ridge cap part of your roof. It’s the flat part of your roof where the sides are joined together. Hailstones will leave dents or broke a part of the metal components.
Don’t leave the sides of your roof. Hailstones in larger sizes can cause your roofs with cracks or bruise and some can even take pieces of the roof. Hailstones damage can be seen on the sides of the roofs where they bounced off or sweep past in an angle.