Colorado has the most severe weather conditions in the country. They probably see more hail storms than in any other states. Some hail storms can go unnoticed and cause no damage to properties needing storm damage roof repair in Franktown. But other hail storms can produce serious damage that cost towns millions of dollars. One hailstorm alone in 2014 recorded to have triggered $213.3 million home and auto insurance claims. But the biggest insurance claim to date was the hail storm of July 20, 2009. The July hail storm cost insurance companies about $768 million claims. This insurance claim doesn’t even include claims from hurricane or wind damage.
Filing an insurance claim is a bit intimidating, especially if you’re not sure if you’re even covered. The best to do is to find out if your home has any damage before calling your insurance provider. Expect to have lots of paperwork and phone calls when filing a claim for Parker roofing companies. To reduce your stress and anxiety, here are some tips on how to check and fix your roof after a storm.
Tips on How to Check and Fix Roof After a Storm
Even if a storm did not produce large hail stones or torrential rain, the wind alone can cause enough damage to your roof. Shingle roofs can be blown away and tile roofs can be broken or shattered. After a hailstorm, thunderstorm or hurricane, it best to check the condition of your roof as soon as you can. There are three easy steps to do this:
- Document any problems or damage to your home.
- Call your insurance provider.
- Contact a reputable contractor to fix any damage to your roof.
How to Spot Roof Damage
Before calling your insurance provider, make a quick assessment of the damage to your home after a storm. This will help you describe the damage and inform them what to expect when they deploy their adjuster.
Follow these steps when checking for any storm damage:
- For hail storm, check the extent of the damage on your roof as well as the siding of your home. Hail damage usually looks like dents in which hail stones stripped the outer layer of your shingle roof.
- Check for leaks in your attic or any signs of water damage in your walls. If you see any stains on your ceilings, most likely your need to have your roof repair. Water can seep into tiny holes from the roof going down to your ceiling. It is important to have these repaired as it may also cause molds which cost a lot more to fix.
- Inspect the grounds of your home. Check for shingles or pieces from your chimney may dislodge and you can have a vague idea about the extent of the damage to your home.
- If a tree fell on your roof, it is best to stay out of your home until a professional can confirm it is safe to go back.
- When in doubt, do not go on the roof, instead call a professional Castle Rock roofing contractor to do the job.
Tips for your insurance claim:
- Call your insurance provider to let them know you are filing an insurance claim.
- Keep all receipts from all of the work made by your roofing contractor. This may also include some DIYs you did to lessen the cost for reimbursement. Most insurance companies consider this kind of work when filing a claim.
- Go for quality. Call a reputable roofing contractor to do the job, do not be a victim of ‘Storm Chaser’ scams. Ask for their licenses and search for customer testimonials. In this way, you know they have the right skills to fix for you.